PHARAON ADVISORY Financial engineering · Douala Submit my file
File PA · CEMAC Opened 2011 Status Under review

We don't raise
money. We make your
file clearer, more readable.

Over one hundred billion FCFA secured and more than 50 deals structured. It's not the projects that change. It's how the files are structured.

Submit my file → View the records
D. Botka CPA · Founder
Our partners
Zenithe Insurance FAGACE DBS Sylverbear Solutions Amani Transformation Service

They trust us

  • Choco Nohi
  • K-LAB Productions
  • Nexia Industrie
  • Ministère de la Jeunesse et de l’Éducation civique
  • MINPMEESA
  • TNMF
  • Ndabo’a Kaba na Sanja
100 bn

FCFA secured, in constant francs

50+

Files reviewed and defended before committees

15 yrs

reviewing the markets of the CEMAC zone

Émergence PME Program

Dedicated support for high-potential SMEs.

Émergence PME is our structuring and financing program built for leaders determined to reach the next level. We select a limited number of companies per cohort and support them end to end: from diagnosis to signature.

  • File-based selection: we only support projects that are genuinely financeable.
  • Full structuring: business plan, financial model, governance, collateral.
  • Targeted introductions: banks, impact funds, and development institutions.
  • Support through to disbursement of funds, then post-financing follow-up.
See if I qualify →
At a glance
Limited cohorts
A restricted number of SMEs per cohort
18 to 24 months
Support duration depends on the track
CEMAC zone
Established companies with real revenue
Apply to the program →
Deals

Three refusals. Three signatures.

The project didn't change. Only its presentation was reworked. Hover to see the correction.

Deal 01Agribusiness
West, Cameroon
BeforeSeven bank refusals · eighteen months stalled
After800 M FCFA secured at 6.8% · in four months
“Two banks were competing for my file.”M.K. — Managing Director
Deal 02Construction
Littoral, Cameroon
BeforeNo financing for the equipment fleet
AfterStructured leasing · productivity +40%
“I didn't know this structure existed.”F.T. — Director
Deal 03Healthcare
Koutaba, Cameroon
Before2.2 bn sought · no tangible collateral
AfterSyndicated at 4.8% over fifteen years · no guarantee
“You didn't raise money. You made my project credible.”Founder — Koutaba Clinic
Our tracks

Three support tracks.

A growing company isn't reviewed like a company in turnaround.

Track 1

Growth

Profitable, but you've hit a ceiling.

Situation

  • Revenue 50 M to 1.5 bn FCFA
  • Profitable, capacity maxed out
  • Opportunities out of reach

Review

  • Full financial structuring
  • Securing 100 M to 1 bn FCFA
  • Expansion across the CEMAC zone
Duration9–18 months
FeeFrom 2 M
Track 2

Turnaround

Cash is tight, time matters.

Situation

  • Revenue 200 M to 5 bn FCFA
  • Cash under pressure
  • Risk horizon: 3 to 12 months

Review

  • Crisis diagnosis within 48 hours
  • 90-day turnaround plan
  • Break-even, refinancing
Duration6–12 months
FeeFrom 5 M
Track 3

Launch

A solid project, to be made financeable.

Situation

  • Structuring project, tangible impact
  • Need of 100 M to 2 bn FCFA
  • File still to be shaped

Review

  • Business plan, financial model
  • Governance, shareholders' agreement
  • Targeted pitch to capital
Duration6–15 months
FeeFrom 2 M
Apply

Is your file eligible?

We don't review every file. Check what applies to you.

Your company is based in the CEMAC zone and has real revenue.
You're seeking financing between 50 M and 5 bn FCFA.
You've faced at least one bank refusal — or expect to.
You're ready to structure your file rigorously, not just chase money.
Your project has tangible economic or social impact.
0/5

Check what fits you.

Each criterion brings your file closer to eligibility.

Process

Two entry points, one standard.

Whether you seek specific financing or apply to the Émergence PME program, every step is mapped out.

01

Confidential review

We examine your file with a credit committee's eye. Free, no obligation, within 48 hours.

02

Identifying the real objection

We decode the reason for the block — almost always different from what the banker stated.

03

Reworking the file

Business plan, financial model, governance, collateral: the project becomes readable.

04

Targeting the right desks

Banks, family offices, impact funds, development institutions. We target those who finance your profile.

05

Committee presentation

We defend your file where the decision is made, having anticipated every question.

06

Negotiating terms

Rate, maturity, covenants, collateral. Every clause is negotiable — provided you've read it.

07

Signature and disbursement

Funds are released. We stay on for post-financing follow-up.

01

Candidature

Vous soumettez votre dossier de candidature au programme. Nous vérifions votre éligibilité et l'adéquation de votre projet.

02

Sélection en cohorte

Un nombre limité d'entreprises est retenu par promotion. La sélection se fait sur la solidité du projet et la détermination du dirigeant.

03

Diagnostic approfondi

Nous cartographions vos forces, vos angles morts et vos besoins réels de financement — au-delà du montant affiché.

04

Structuration accompagnée

Sur plusieurs semaines, nous construisons ensemble le dossier : business plan, modèle financier, gouvernance, garanties.

05

Mise en relation avec les financeurs

Nous ouvrons notre réseau : banques partenaires, fonds d'impact, institutions de développement de la zone CEMAC.

06

Défense et négociation

Nous présentons et défendons votre dossier en comité, puis négocions les conditions dans votre intérêt.

07

Déblocage et suivi

Les fonds sont débloqués. Le programme se poursuit par un suivi post-financement pour sécuriser votre trajectoire.

Preliminary estimate

Estimate your potential.

A first range, in thirty seconds. The exact figure is set during review.

Annual revenue250 M FCFA
Company age5 ans
Sector
Estimated financing potential
375 M FCFA

Enter your WhatsApp to break the seal

Indicative estimate. The precise figure is set during review.

D. BotkaCPA · CEO
The firm

A financial architect, not a broker.

Fifteen years on the other side of the table — in credit committees, in due diligence, in the negotiation room. I know the questions a banker keeps to himself, and the answers that unlock a file.

What I sell isn't a promise. It's a file the committee can no longer refuse.

Reviewer's note

“A ‘no’ is never final. It signals a poorly presented risk.”

CPA · Chartered Accountant
200+ investment committees
Are you an investor?

Access files already reviewed.

We only bring our partners files that have passed a credit committee's scrutiny. No raw projects — opportunities ready for analysis.

  • Pre-qualified, audited, documented files
  • High-growth sectors: health, agribusiness, construction, industry
  • Co-investment alongside development institutions
  • Confidentiality and due diligence secured upfront
Receive our opportunities →
Summary sheet
50+
Files reviewed and executed
80 %
Success rate (20-30% on the market)
Case studies

What fifteen years of review have taught us.

Real cases, unpacked. An excerpt here — the full analysis on our LinkedIn page.

Case study A · Access to capital

Three deals, three refusals, 4.3 billion

A “sector too risky,” a “business plan too optimistic,” “unclear governance.” Three refusals, three real reasons bankers never state — and how each became a yes.

Read on LinkedIn
Case study B · Healthcare

Koutaba: 2.2 bn with no collateral

A clinic that existed only on paper. Refused by local banks, deemed too small. By switching desks — impact institutions rather than banks — 2.2 billion was syndicated at 4.8%, over fifteen years, with no personal guarantee.

Read on LinkedIn
Case study C · Restructuring

EBGB: from insolvency to leadership

2013: negative equity, frozen credit lines, sixty days before proceedings halted. The problem wasn't operations, but the balance sheet structure. Today, the company leads its market.

Read on LinkedIn
Case study D · Track record

One hundred billion, fifteen years, zero magic

One hundred billion structured, fifty files executed, an 80% success rate where the market caps at 20-30%. Behind each figure, an asset made bankable. Not luck — method.

Read on LinkedIn
Blog

Pharaon Advisory's view on the SME ecosystem.

Partnerships, program updates, analysis. Published regularly.

See all archives
FAQ

What directors ask us.

Yes. The bankability diagnosis is free and confidential. We examine your file with a credit committee's eye. If your project isn't financeable as-is, we tell you — and we explain what's missing.

Size isn't the criterion — the rigor of the file is. We've structured deals for companies with 500 M in revenue and for multi-billion groups alike. What matters is a real project and a determined director.

It depends on the file's initial state. A solid file can close in a few weeks. One to rebuild takes several months. The review gives you a realistic estimate from the start.

Entirely. Confidentiality is at the heart of our work. Your financial data never leaves the review without your explicit consent.

Submission

Submit my file for review.

Two minutes to send us the essentials. A reply within 48 hours, with an expert's first look.

  • Full confidentiality of your information
  • No obligation on your part
  • A reasoned reply within 48 hours
1 · Activity 2 · Situation 3 · Contact

Two questions, then you're almost done.

Last step: where to send your review.

Reply within 48 hours · Confidential

File received.

Your file enters review. We'll get back to you within 48 hours.

Submit my file WhatsApp
PHARAON ADVISORYFinancial engineering · Douala ← Retour à l'accueil

Legal notice

Dernière mise à jour : 28 juillet 2026

1. Éditeur du site

Le présent site est édité par Pharaon Advisory.
Forme juridique : Société par Actions Simplifiée (SAS)
Capital social : 1 000 000 FCFA (XAF)
Siège social : Immeuble Concorde, porte 703, Akwa, Douala, Cameroun
Numéro RCCM : RC/DLA/2020/B/853
Numéro d'identifiant unique (NIU) : M052015264283H
Représentant légal : David D'Aquin Botka
Contact : Emergence.pme@pharaon-advisory.com · (+237) 641 410 648

2. Nature de l'activité

Pharaon Advisory exerce une activité de conseil et d'accompagnement en structuration financière et en ingénierie de dossiers de financement pour des entreprises de la zone CEMAC.

Pharaon Advisory n'est ni un établissement de crédit, ni un intermédiaire en opérations de banque agréé, ni une société de gestion de portefeuille réglementée. Le cabinet ne reçoit ni ne gère de fonds pour le compte de tiers et n'accorde aucun financement en son nom propre. Il accompagne ses clients dans la préparation, la structuration et la présentation de leurs dossiers auprès de banques, fonds et institutions de financement tiers, qui restent seuls décisionnaires de l'octroi d'un financement.

Pharaon Advisory exerce une activité de conseil en ingénierie financière et en structuration de dossiers de financement. Le cabinet n'agit pas en qualité d'établissement de crédit, de prestataire de services d'investissement ni d'intermédiaire en opérations de banque au sens réglementaire : il n'octroie aucun financement et ne garantit aucune décision des établissements financiers tiers.

3. Hébergement

Le site est hébergé par Netlify, Inc., 512 2nd Street, Suite 200, San Francisco, CA 94107, États-Unis (www.netlify.com). Le nom de domaine est enregistré auprès de Namecheap, Inc.

4. Propriété intellectuelle

L'ensemble des éléments de ce site (textes, logos, illustrations, mise en page) est la propriété de Pharaon Advisory, sauf mention contraire, et ne peut être reproduit sans autorisation préalable écrite.

5. Estimations et informations chiffrées

Les montants, taux, durées et estimations présentés sur ce site (y compris via le simulateur en ligne) sont fournis à titre indicatif et ne constituent ni une offre de financement ni un engagement contractuel. Le montant, les conditions et l'issue de toute opération de financement sont déterminés à l'issue d'une instruction individuelle du dossier et de la décision des établissements financiers sollicités.

6. Responsabilité

Pharaon Advisory s'efforce d'assurer l'exactitude des informations diffusées sur ce site, sans garantir qu'elles soient exemptes d'erreur. Pharaon Advisory ne saurait être tenu responsable des dommages directs ou indirects résultant de l'accès au site ou de l'usage qui en est fait.

7. Liens vers des sites tiers

Ce site contient des liens vers des services tiers (LinkedIn, WhatsApp). Pharaon Advisory n'exerce aucun contrôle sur ces sites et décline toute responsabilité quant à leur contenu.

8. Droit applicable

Les présentes mentions légales sont soumises au droit camerounais. Tout litige relatif à leur interprétation ou à leur exécution relève de la compétence des juridictions de Douala, Cameroun, sauf disposition d'ordre public contraire.

9. Contact

Pour toute question relative à ces mentions légales : Emergence.pme@pharaon-advisory.com

PHARAON ADVISORYFinancial engineering · Douala ← Retour à l'accueil

Privacy policy

Last updated: November 12, 2026

1. Data controller

Pharaon Advisory, a simplified joint-stock company (RCCM RC/DLA/2020/B/853), Immeuble Concorde, door 703, Akwa, Douala, Cameroon — Emergence.pme@pharaon-advisory.com · (+237) 641 410 648.

2. Data collected

The site collects data when you voluntarily use one of the following tools, or when you accept audience measurement:

ToolData transmitted
“Submit my file” formBusiness sector, revenue, company name, situation/need, first name, last name, email, WhatsApp number
Funding simulatorRevenue, years in business, sector, calculated estimate, WhatsApp number (entered to “break the seal”)
“Business Analyst” funnel (business-analyst.pharaon-advisory.com): webinar registration and applicationFirst name, WhatsApp number, chosen session; for the application: full name, email, latest degree, chosen track, motivation. CV, diplomas and ID are requested only if your application is shortlisted.
Audience measurement (Google Analytics 4), only if you click “Accept”Pages viewed, clicks on WhatsApp, phone and downloadable-file links, device type, browser, language, approximate location (country, city), visit duration, an anonymous identifier stored in a cookie. No data entered in the forms or the simulator is sent to Google Analytics.
WhatsApp / LinkedIn / Facebook linksPharaon Advisory transmits no data: you open a conversation or a page directly on those platforms, which are governed by their own policies.

The site uses your browser’s local storage (localStorage) to remember your language preference (FR/EN), your choice about audience measurement, and anonymous navigation counters internal to the site. This data stays on your device.

Cookies and audience measurement. By default, the site sets no measurement cookie and sends no data to Google. Only after you click “Accept” in the banner does the site load Google Analytics 4, which sets audience-measurement cookies (_ga and _ga_*, up to two years). Google does not record your full IP address in Analytics 4. We do not enable Google Signals, personalized advertising or remarketing. If you click “Decline”, no measurement cookie is set.

3. Purposes

4. Legal basis

Processing of your form and simulator data is based on your explicit consent, given when you submit the form or use the simulator.

Audience measurement is based solely on your consent, given through the banner shown on your first visit. Declining has no effect on your access to the site. You can change your choice at any time using the “Audience measurement” link at the bottom of the page.

5. Recipients and processors

Data entered in the form and the simulator is sent to a collection tool (Google Apps Script / Google Sheets) used by Pharaon Advisory to centralize requests before internal handling by the firm’s team. No data is sold or passed to third parties for commercial purposes.

Data you send through the form or the simulator is processed using the following services: Netlify (site hosting), Google (Google Sheets and Google Apps Script) to receive and record requests, and the firm’s email system for follow-up. These providers act as processors and do not use your data for their own purposes. No other party has access to it, other than recipients you have expressly authorised (see below).

Disclosure to funders. No information about you is passed to a bank, an investor or a partner without your specific written mandate, which states the information to be shared and the recipient.

If you accept audience measurement, Google (Google Ireland Limited and Google LLC) processes the measurement data on our behalf. This data may be transferred to and stored outside Cameroon, notably in the European Union and the United States.

6. Retention

Prospect data is kept for a maximum of five (5) years from the last contact, for commercial follow-up and client relations. After that period it is deleted or anonymized. You may request earlier deletion at any time (see “Your rights”).

Audience-measurement data is kept for fourteen (14) months in Google Analytics, then deleted automatically.

7. Your rights

You have the right to access, rectify, erase and object to the processing of your data. To exercise them, contact us at Emergence.pme@pharaon-advisory.com.

You can withdraw your consent to audience measurement at any time using the “Audience measurement” link at the bottom of the page: the banner reappears and measurement cookies are deleted.

8. Security

Pharaon Advisory takes reasonable measures to protect your information, but cannot guarantee absolute security of web-form transmissions, particularly when they pass through the third-party services mentioned above.

9. Changes

This policy may be updated; the date of the last update appears at the top of this page.